Planning for an accident in your motorhome, is not something any of us wants to do, but it is essential that you are adequately prepared for this worst-case-scenario so, if it does happen, you can keep calm and ensure the situation is dealt with efficiently and effectively for all parties involved.
Safety should always be a priority when you and your family are involved in a road traffic accident, and the same applies if you are travelling in a motorhome. Our top tips below will guide you through the best practices should the worst happen to you and your vehicle.
1. Move away from the motorhome
Find a safe place away from the scene of the accident. If travelling on the motorway, move onto the grass verge at the other side of the barrier to keep a safe distance from the high speed traffic.
2. Take down the details of the vehicles involved
Information such as registration numbers, driver details and third party insurance companies. Also note down the damage to the vehicles and any injuries received by the drivers or passengers of all vehicles involved.
3. Take photos
If it is safe to do so, and you have your camera to hand, take plenty on photos of your vehicle and any other vehicle involved in the accident. Pay particular attention to points of impact and any tyre marks on the road.
4. Call your motorhome insurance company as soon as possible
Inform them of the date and time of the accident, details of the driver (name, address, telephone number) and the circumstances of the accident (when, where and how it happened). They will probably need your policy number and details of the damage caused to the motorhome.
5. Never admit liability
Liability is something that the insurance companies will decide and you should not admit to be at fault, or expect another driver to admit liability for the accident.
Depending on the circumstances of your accident and the level of damage to your motorhome, you may need to call your breakdown service to recover your motorhome from the side of the road. For this reason, you should remember to carry details of your breakdown and recovery service with you in your motorhome at all times, along with the details of your insurance company.
If you are travelling abroad when an accident happens, it’s still vital that you collect as much information as possible from all parties involved. For further advice on what to do in the event of an accident involving you and your motorhome, whether at home or abroad, contact your insurance provider, who will be able to guide you through the procedure for reporting an accident and making a claim.
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Source by H Robinson